Where value goes
Outflows gives you programmatic control over how money leaves your system. Define destination, timing, fees, approvals, and settlement behavior - and execute across banks, cards, and wallets with a single, unified model.
{
"event": : {
"type": "auto_topup",
"amount": "400.00",
"asset": "USDC"
}
}
Bank-native execution, domestic and global.
Move money through regulated bank rails using a single interface. Execute domestic payments and cross-border transfers with deterministic routing, approvals, and reconciliation built in.
Send funds using U.S. banking rails under HIFI’s direct bank partnerships.
ACH · Fedwire · RTP
Execute cross-border bank transfers and local payouts across supported corridors using local clearing systems.
SWIFT · PIX · SPEI · FPS · SEPA · PSE · Instapay · Pesonet · UPI · RTGS
Programmable card execution, instant and global.
Deliver payouts out through physical card rails. Support card-based funding and payouts with limits, fees, approvals, and routing logic enforced at execution
Unified execution for mobile and on-chain wallets.
Send value to mobile wallets and blockchain addresses using the same interface as banks and cards. Execute wallet-native payouts with asset-specific settlement and finality, fully reconciled within your ledger.
USDC, USDT, & USDG
Everywhere
Global Stablecoin Execution
Native USDC and USDT disbursements across all outflow interfaces. Stablecoin execution is fully integrated into HIFI’s outflow model, enabling global payouts.
{
"event": : {
"type": "auto_topup",
"amount": "400.00",
"asset": "USDC"
}
}
System Reference
Documentation for HIFI’s financial primitives, schemas, and normalization flows.
