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Control how money leaves your system: destination, timing, fees, approvals, and settlement behavior — one model across banks, cards, and wallets.

HIFI handles routing, execution, and reconciliation through a single API, so teams can scale global payouts without adding rails one integration at a time.

Bank Interface

Bank-native execution, domestic and global.

Move money through regulated bank rails using a single interface. Execute domestic payments and cross-border transfers with deterministic routing, approvals, and reconciliation built in.

Domestic Execution

Send funds using U.S. banking rails under HIFI's direct bank partnerships.

ACH · Fedwire · RTP

International Execution

Execute cross-border bank transfers and local payouts across supported corridors using local clearing systems.

SWIFT · PIX · SPEI · FPS · SEPA · PSE · Instapay · Pesonet · UPI · RTGS

Card Interface

Programmable card execution, instant and global.

Deliver payouts directly to eligible debit and prepaid cards. Limits, fees, approvals, and routing logic are enforced at execution, with delivery confirmed in the same payout object.

Wallet Interface

Unified execution for mobile and on-chain wallets.

Send value to mobile wallets and blockchain addresses using the same interface as banks and cards. Execute wallet-native payouts with asset-specific settlement and finality, fully reconciled within your ledger.

USDC, USDT, & USDG

Everywhere

Visit our documentation to get started with domestic and global multi-chain payouts.

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